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The team here at Ensign Ship Brokers understand how important insurance is to you. Through our own personal experiences, we have found two insurance companies who we believe handle insurance best; Nautilus Marine and Club Marine. The basics of their insurance policies have been outlined below. If all of your questions haven't been answered, do not hesitate sending us an e-mail This email address is being protected from spambots. You need JavaScript enabled to view it. or giving us a quick phone call on (07) 5532 1122.


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Nautilus Marine

In the field of boat insurance, Nautilus Marine stands virtually unchallenged by any other in the range of products we can offer. When considering any of our products, you should carefully read the Product Disclosure Statement that we provide to ensure that the product meets your need, as limits and exclusions do apply.

Comprehensive

Accidental loss or damage cover, similar in scope to comprehensive motor vehicle cover. Also includes theft of the boat and/or its contents and personal effects, malicious damage and transit damage, if the boat is designed to be transported on its own trailer.

Third Party Only

For those who may only require this level of coverage, we offer a Policy which is restricted to damage or injury that you cause to a third party. There is no cover for your own boat under this option.

Extended Blue Water Yacht Racing (conditions apply)

We will extend your policy for Blue Water racing providing you and your boat meet our underwriting criteria. Determining factors may be, but are not limited to, the age and type of your mast, the type of rigging your boat has, and your own personal experience.

Blue Water Cruising (conditions apply)

We will extend your policy for Blue Water Cruising in international waters providing you and your boat meet our underwriting criteria. Determining factors may be, but are not limited to, the age, type and construction of your boat, as well as your own personal experience.

Commercial Use (conditions apply)

In certain circumstances, we will extend your policy to allow your boat to be involved in commercial activities. You will either be insured under our pleasure craft insurance policy with the appropriate endorsements, or under our unique commercial pleasure craft insurance policy.

Transit Risk

This is a cover provided for one-off type transit risks, for boats that are not designed to be normally transported on land eg. Large power boats and fixed keel yachts generally longer than 9.0metres. The policy is available for the requested duration of the transit.

Builders Risk

This cover is generally provided to owner/builders, or to professional builders who have been commissioned to build a one-off boat.

Demonstration Cover

This is a cover generally provided to retail marine dealers as a gap cover to protect their own boats and those they have on consignment whilst they are being demonstrated on water for the purposes of sale. The Nautilus Marine demonstration cover also allows for the personal use by the dealer principal or any nominated staff of the dealership of any boat owned by the dealership, and also the pick up and drop off of a boat after service or repair.

Stock Afloat

This is a cover generally provided to boat brokers operating out of a marina as a gap cover to protect their own boats and those they have on consignment for the purpose of sale, but only if those boats are not otherwise insured, and only while they are laid up afloat at the insureds marina, or the usual marina of the business’s operation.

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Club Marine

Club Marine

Comprehensive Cover

Gives you protection if your craft suffers accidental loss or damage, cover for death or injury to other people or damage to their property.

The Club Marine policy offers coverage of items that other insurance companies may charge extra for.

Club Marine policy holders receive the benefits listed below. Additional Covers This is a summary only, you should read the full boat insurance policy wording and the Product Disclosure Statement before you purchase a policy.

It covers your boat if left unattended on a beach or moored temporarily off any exposed beach or shore (excluding NSW Metro runabouts). Emergency trailerable towing up to $1000. It covers your outboard or auxiliary motor even if it is not fitted with a safety device and it falls over the side. There is up to 60% discount on your premium if your boat is laid up.

Third Party Cover

Third party cover gives you protection if you accidentally cause damage to another person's property. Third Party Cover Benefits This is a summary only, you should read the full boat insurance policy wording and the Product Disclosure Statement before you purchase a policy.

Your third party cover still applies if you are in charge of someone else's boat. You are protected against liability from injury or damage just as you would be on your own boat, provided that the other boat is uninsured. Members of your family are covered under Club Marine third party cover.

Cover is provided for water skiing, including barefoot skiing when the policy has been extended to cover it. Cover is provided for the death of, or bodily injury to, a third party arising from an incident covered under the policy.

Cover is provided for damage to the property of other people caused by or arising out of the use of the insured boat by you or any person who has your permission.

 

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