Gold Coast:07 5532 1122
Manly:07 3396 9066
Gladstone:07 4976 9000
Sydney:02 9960 2799
                                         SOLD Sunseeker Manhattan 48 SOLD Riviera Wellcraft SOLD Walshirt 36' Timber Cruiser SOLD Modern 44 Aft Cab Flybridge SOLD Regal 1900 Bowrider SOLD Savage Oceanic 42 SOLD Chaparral 215 SSI Cuddy Cabin SOLD Kevlacat 3700 Hard Top Delux SOLD Harris Houseboat 50' SOLD Rob Legg RL 24' Mk IV SOLD Mustang 28 Sports Cruiser SOLD Bayliner Cierra 2655 SOLD Seaswirl Striper 2601 W/Around SOLD Mustang 3200 Sports SOLD Regal 3360 Sports SOLD Harris Shark Cat SOLD Houseboat 36' SOLD Riviera 30' Sedan SOLD Power Cat SOLD Bavaria 35 HT SOLD Custom Timber Cruiser SOLD Stacer Searunner 525 SOLD Ranger 35 Aft Cabin SOLD Sunrunner 3700 SOLD Prestige 42 Flybridge SOLD Enterprise 50 SOLD Lagoon 380 S2 SOLD Jutson 45' SOLD Bavaria 35 Sport HT SOLD Powercat 2600 Sports Cabriolet SOLD Reefmaster Catamaran Ferry SOLD Seaswirl Striper 2301 W/Around SOLD Mottle 33 SOLD Riviera M400 Sports SOLD Cruisecraft Executive 800 SOLD Colin Archer Double Ender SOLD Westcoaster Custom Built 70' SOLD Hanse 430 SOLD Halvorsen Freya 51' SOLD Ranger Aft Cabin 35' SOLD Crest II 25 LE SOLD Timber Cruiser 45' SOLD Sunseeker Super Hawk SOLD Sea Ray 185 Bowrider SOLD Mustang 3800 Hard Top SOLD Custom Steel Fishing Vessel SOLD Maxum 3300 SOLD Dufour 36CC SOLD Carver 36 Mariner SOLD Sunseeker Manhattan 48 SOLD Spencer 40' Sloop SOLD Riviera 37 Platinum SOLD Pleysier 56' Flybridge SOLD Blue Fin 5.35 Escape SOLD Bertram 33 Flybridge SOLD Mariner 31 SOLD International 8m Class SOLD Colvin Gazelle 42' Schooner SOLD Custom Built Houseboat 50' SOLD Larson 310 Cabrio SOLD Morris 35' Baycruiser SOLD Carver 36SS SOLD Charter Supercat Houseboat SOLD Bavaria 35 Sport SOLD Mottle 33 SOLD Riviera 35 Bluewater SOLD Bavaria 50' Sloop SOLD Bayliner 2150 Bowrider SOLD Seaswirl Striper 2101 SOLD Beneteau 44.7 SOLD Mariner 44 Aft Cabin Cruiser SOLD Quintrex Esprit 8.5m SOLD Andrews 70 Sloop SOLD Hartley Flybridge 34' SOLD Half Cabin Powercat SOLD Phantom 32 Sloop SOLD Nustar 48 Homecruiser SOLD Van De Stadt Super Dogger SOLD Monterey 242 SOLD Sunrunner 3100 Sport Fisher HT SOLD Genesis 40 Flybridge SOLD Chaparral Signature 350 SOLD Angel 51' SOLD Trailer for Catamaran SOLD Baycruiser 26' SOLD Blackfin 26' SOLD Clipper 40 Europa SOLD Island Gypsy Kong & Halvorsen SOLD Beneteau 373 Clipper SOLD Regal 2600 SOLD Ashworth 39 SOLD Beneteau Oceanis 44 SOLD Four Winns 244 SOLD Cruisers 3420 Express SOLD Reichel Pugh 36' SOLD Kingfisher 50 SOLD Whittley Cruisemaster 700 SOLD Gulfcraft Ambassador 36 SOLD Integrity 350 Flybridge SOLD Bayliner 249 Deck Boat SOLD Farr 30 Racing Yacht SOLD Cruisecraft Executive 800 SOLD Key West 2300 Walk Around SOLD Riviera M370 SOLD Century 1850 SOLD Formula 310 SS SOLD Norcat Powercat SOLD Mariner 31 Flybridge SOLD Supercat 40' Homecruiser SOLD Sea Ray 315 Sundancer SOLD Alaska 57 Pilothouse SOLD Riviera 4000 Offshore SOLD Beneteau Bordeaux 64 SOLD Farr 35' Yacht SOLD Pearson 365 Yacht SOLD Mustang 2400 Club Sport SOLD Stacer Searunner 525 SOLD Oceaneer Game Fishing Boat
Quick Search

 

 

What can Marine Finance Industry Australia offer?
Our name says it all. We specialize in marine finance, that’s all we do! Either personal or commercial finance tailored to suit the profile of the applicant. Our industry backed finance packages ensure you get the best in the marketplace. Our continuing support to the boating industry is paramount. Over and above that? We do it fast!

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Secured personal loan?
Boats preferably no more than 8 years old. (but will look at all avenues to for you). The finance will be secured on your purchase at a fixed interest rate that will not go up over a 3 to 5 year term. Marine Finance Industry Australia also provides a range of insurance products including comprehensive, income protection and pleasure equity insurance.

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Personal or business finance?
Business finance (hire purchase, chattel mortgage or lease) is available to both company & individuals, providing the goods are to be used predominantly for business use, ie more than 50% business usage. For example, taxi drivers, mobile sales reps, couriers, etc could qualify for lease or hire purchase. A school teacher driving to & from work would not qualify. Call Marine Finance Industry Australia or speak to your tax adviser. Business finance is usually lower interest rates, and there are many structures available to maximise your budget or tax benefits.

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How long does it take to get approved?
Usually just a few hours, however complex or difficult applications can take a few days. Once approved original finance documents must be signed and the supplier will be paid directly usually within 1-2 days.

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Can I get my finance approved before purchasing?
Yes, providing you can give us an idea of what you're intending to purchase. Getting pre-purchase approval before you go shopping is a good idea. Marine Finance Industry Australia needs to assess the total amount of finance against the current market value of the item. We must also approve your supplier, as there are many fraudulent vendors in the market place.

 

What are my chances of approval?
Marine Finance Industry Australia considers things such as: have you ever filed for bankruptcy, do you own a home, how much is your current income, how long have you been employed at your current job, how long have you lived at your current address, do you have a credit rating, what is your net worth, and so on. The financial officer will then apply some maths to ascertain your credit status, determine the security over the loan, your current debt level, your income, and your ability to repay the debt. From this Marine Finance Industry Australia will determine how much money you can borrow. You can do the sums yourself to determine your monthly budget. Simply deduct your expenses from your after-tax earnings.

 

Are your interest rates competitive?
Marine Finance Industry Australia will consistently monitor current interest rates to maintain and offer the most competitive deals in Australia. Marine Finance Industry Australia will help you get the best deal. However, the interest rate offered may vary by several per cent depending on whether you are a high or low-risk borrower. Contact Marine Finance Industry Australia and get a quote now, then you will see the difference.

 

I've got a bad credit rating?
Marine Finance Industry Australia will always provide you with the most competitive offers it has available, however those with high risk, bad credit ratings or ex-bankrupts may try the 2nd chance product available. This 2nd chance option is more lenient & lax in relation to approval, however is generally a higher interest rate to cover the higher risk.
Do I need to provide anything with my application?
On settlement some of the following may also be requested before finalising:

  • Payslip or letter from your employer
  • Bank account details for direct debit
  • Proof of home ownership
  • Formal identification
  • Comprehensive insurance policy
  • Drivers licence (with correct addresses)
  • Rent receipt (if your renting)
  • Company common seal (if a company)

 

When do I make my first payment? Can I make extra payments?
The first repayment will be due 14 days (if fortnightly) or one month (if monthly) after settlement of a personal loan. Business finance applicants have the first monthly repayment due on the day of settlement. Remaining payments are deducted from your nominated bank account. Extra payments of any amount can be made at any time by cheque, cash, direct deposit and BPAY where applicable (some fees may apply).

 

Are there any application costs?
The Marine Finance Industry Australia personal loan is without monthly or ongoing account keeping fees. Business applicants are subject to pay any government taxes, stamp duty, REVS, FID, GST and any other government charges – varies in each state.
Once approved, there is a once only fee to cover these costs and those involved with the set up, approval and/or establishment of your loan. This fee varies based on finance amount, state location, & product. Contact us to get an exact quote.
There is no fee if Marine Finance Industry Australia does not approve your application.

 

Have more questions?
Contact us now on 1300 761 638 and one of our professional and courteous staff will be happy.

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